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Admit Card for Central Teacher Eligibility Test (CTET) November 2012

Central Board of Secondary Education (CBSE) will conduct Central Teacher Eligibility Test (CTET) on 18 November 2012. The online application was invited from 1 August 2012 to 31 August 2012. The candidates can download their admit cards from CBSE website from 01 November 2012 onwards and can appear for the examination at the given Centre.

If there will be any discrepancy in the particulars of the candidate or his photograph and signatures mentioned in the admit card and Confirmation Page, the candidate can immediately contact CBSE for necessary action.

In case the application of the candidate is not shown as received on CBSE website http://www.cbse.nic.in/ or http://ctet.nic.in/ctetnovwebsite/index.html by 05 October 2012, the candidate should approach the Assistant Secretary, CTET Unit, CBSE between 10:00 A.M to 5:00 P.M from 01 October 2012 to 19 October 2012 giving details of the Post Office, Date of Dispatch, Original Receipt of Postal Dispatch, Photostat Copy of the Confirmation Page and Demand Draft, one photograph (as pasted on the Confirmation Page).

Manner to use your ATM

1- Try to memorize your PIN code and avoid writing it down on public access book, doing so on secret book.

2-Never tell your PIN to any third person, whether to family member, office staff.

3-Avoid using easily guessable numbers for your PIN code for example your date of birth, your phone number and others.


4-Change your PIN code on weekly basis.

5-Weekly check your account balance and bank statements if you find any problem, contact to your bank immediately.

Choosing an ATM

 How we select an ATM?

There is no such defined formula that can assurance you about the security of the ATM selection. Therefore, the ATM user needs to exercise some carefulness when selecting an ATM.

 There are some steps to fellow:


1- Always go for banking in daylight hours and specially avoid to visiting ATM at weekend night.

2-Always choose ATM location which you are most familiar, most nearest point from your home or heavily traveled areas.

3-First observe the surroundings of ATM before make any transaction, if there are any person looking you then tries to avoid using ATM this time.

4-The best practice is that always go for ATM with any family member or with your best friend.

5-Avoid using if you find any other machine or code reader attached with the ATM machine.

6-Always select the ATM that is monitored by bank security or with security camera.

RUPAY PAYMENT GATEWAY | RUPAY INDIAN PAYMENT GATEWAY | INDIAN DOMESTIC PAYMENT GATEWAY

RuPay, a domestic payment gateway akin to global networks such as Visa and MasterCards.

Coming at an opportune time, when electronic payments are being seen as a tool to reach out to the unbanked, the RuPay card system — an initiative of the RBI-promoted National Payments Corporation of India — is creating unease among global card associations as it will reduce overall transaction cost for banks by introducing competition to international card schemes.
Recently, Visa invited some 50 Indian urban co-operative banks to make a presentation on its products with an aim to lure local lenders to join the global payments network. Visa’s efforts to connect with urban cooperative lenders, hitherto not a priority for card associations such as Visa and MasterCard, just five months ahead of the RuPay launch is being viewed by experts as prompted by fear of impending competition.

The RuPay system will also lower the cost of transactions for shops that are reluctant to use the electronic mode of payment on which they currently lose 1.5% of their margin. “Currently, the merchant fee is significantly high and there is room to bring it down,” says AP Hota, chief executive officer, NPCI. China already has its domestic payment network Union Pay, a benchmark against which RuPay may be compared. Union Pay has 200 member banks, including 30 outside China, and is accepted in 104 countries.

www.paisaboltahai.rbi.org.in : Know Fake Currency Notes

Know how to detect Fake Indian Currency Notes at www.paisaboltahai.rbi.org.in


As some fake (duplicate) currency notes are under circulation in the market, Reserve Bank of India (RBI) started new website to educate people how to identify fake currency notes. Producers of fake currency note make it so precisely that it is difficult to detect by merely looking it. But if you know features of genuine Indian currency notes, you can also detect it easily.


You must know it that a forged note, fake note or counterfeit note does not possess all the characteristics of genuine Indian currency note. The features of a valid / genuine currency notes are easily identifiable by seeing, touching and tilting the note. So to avoid taking forged or fake currency note you have to develop the habit of checking the genuineness of the notes at the time of receiving rupees.

Fake Note Detection Explained at www.paisaboltahai.rbi.org.in

Department of Currency Management, Central Office, Reserve Bank of India launched a new website for creating awareness among the general public about fake currency notes with a tagline “Pehchano Paise ki Boli, Kyunki Paisa Bolta hai”. This website explains ways to detect forged notes. The address of the website for checking fake notes is http://www.paisaboltahai.rbi.org.in, it gives visual presentation on currency notes of one thousand, five hundred, one hundred, fifty, twenty and ten notes denominations. Moreover, the site also allows you to download posters explaining parameters of genuine currency notes of values 1000, 500, 100, 50, 20 and 10 rupees. These posters can be used as reference to identify forged notes. The site also contains a documentary film on detection of fake currency which can also be downloaded. 
Some security features of currency genuine notes are: View of poster on how to Check Fake Currency

See through Register
Watermark
Optically variable ink
Fluorescence
Security Thread
Intaglio Printing
Latent Image
Micro Lettering
Identification Mark
Year of Printing
See through Register
To know details of these features of a genuine currency note, you can view RBI's website, www.paisaboltahai.rbi.org.in

Important links of www.paisaboltahai.rbi.org.in

Viewing Security Features of Notes:
Viewing Security Features of 1000 Rupees Note 
http://www.paisaboltahai.rbi.org.in/1000.htm
Viewing Security Features of 500 Rupees Note 
http://www.paisaboltahai.rbi.org.in/500.htm
Viewing Security Features of 100 Rupees Note 
http://www.paisaboltahai.rbi.org.in/100.htm
Viewing Security Features of 50 Rupees Note 
http://www.paisaboltahai.rbi.org.in/50.htm
Viewing Security Features of 20 Rupees Note 
http://www.paisaboltahai.rbi.org.in/20.htm
Viewing Security Features of 10 Rupees Note 
http://www.paisaboltahai.rbi.org.in/10.htm
Downloading posters describing Features of Genuine Currency Notes:
Download Poster of 1000 Rupees Note 
http://www.paisaboltahai.rbi.org.in/poster/1000.pdf
Download Poster of 500 Rupees Note 
http://www.paisaboltahai.rbi.org.in/poster/500.pdf
Download Poster of 100 Rupees Note 
http://www.paisaboltahai.rbi.org.in/poster/100.pdf
Download Poster of 50 Rupees Note 
http://www.paisaboltahai.rbi.org.in/poster/50.pdf
Download Poster of 20 Rupees Note 
http://www.paisaboltahai.rbi.org.in/poster/20.pdf
Download Poster of 10 Rupees Note 
http://www.paisaboltahai.rbi.org.in/poster/10.pdf

Steps against Circulation of Forged Currency Notes

Remember, circulation of forged notes in our country is a big problem for country's economical growth. So we all must know to detect forged currency notes so that circulation of these fake notes may be stopped. Hence, do share the process of checking fake currency notes among all. RBI is also taking steps to address the problem in the following ways,
By periodically improving the security features of Indian banknotes so that the counterfeiters find it difficult to copy.
By ensuring that the banks have robust systems in place which will enable them to identify and detect forged notes immediately on their entry into the banking system.
By raising public awareness on genuine Indian currency notes.
By training of cash handlers on detection of forged notes.
By improving co-ordination between the banks and law enforcement agencies.
For frequently asked questions related to fake/forged currency notes you can view the following page: www.paisaboltahai.rbi.org.in/FAQ's.html 

It is assumed, by now, you have known how to detect fake Indian currency note and surely you will develop habit of detecting the genuineness of the notes whenever you receive money. Feel free to share your views / comments here. Do share it if you know more on detecting fake currency note.

SBI bank ATM Card to Card Money Transfer through ATM Instant Money Transfer from SBI ATM | Debit Card to Card | State Bank Cash Transfer

State Bank of India (SBI) is the state-owned largest banking and financial services company in India by revenue, assets and market capitalization. SBI is also known as “Banker to every Indian”. SBI provides State Bolder can withdraw cash or do many stuffs FREE through any of oank ATM-cum-Debit Card facility through which an SBI accounthver 26,000 ATMs of State Bank Group within the country. Now you dont need to visit the branch or login to your Online SBI Account to transfer money to the SBI beneficiaries (to whom money is to be transferred). Instead you can use SBI Card to Card Transfer facility provided by SBI.


What is SBI Card to Card Transfer Facility

One day I was at the railway station for going my home town from my workplace. At that time my friend called me on phone and asked if I could instantly transfer money in his account. At that time I had no other option to transfer cash to my friend’s account than to transfer money trough SBI ATM Card. At that time, my ATM Card was with me. So, without delay, I asked his ATM Card Number during the Phone Call only and transferred money to his account through the ATM situated at the railway station. This was how I helped my friend in need through SBI’s ATM Card to Card Transfer facility. 
If you want to transfer money to any State Bank account through ATM Card you need only his SBI ATM card number and not his State Bank account number. Through card to card money transfer from ATM, the money actually shifts to the SBI account but it is called “SBI Card to Card Transfer Facility” as only ATM Card number of the beneficiary account is needed for cash transfer. Hence, State Bank card to card transfer facility is nothing but fast, free and convenient way for transferring money from one SBI account to another.

How to Transfer Money through State Bank ATM

If you require transferring some money from one SBI Account to another SBI Account through State Bank ATM, you can see there is no option to transfer directly to SBI bank account. Instead, you can make use of card to card transfer from SBI ATM. In card to card transfer, the money in your account gets transferred to account number of beneficiary’s debit card number of state bank group. As a result, you can say it that card to card money transfer is as same as transferring money to another bank account.

Steps to Avail Card to Card Money Transfer Facility

 To manipulate State Bank card to card fund transfer facility you can follow the following steps:
Swipe your debit card of State Bank of India.
Choose Transfer option (from the various option listed on the screen after swiping your ATM card. Transfer option could be seen at the right bottom side of the ATM screen.)
Enter the PIN (after selecting Transfer option you will be asked to Enter the PIN. You have to enter your ATM Card PIN Number there.)
Choose Card to Card Transfer option (from the various option listed on the screen after entering the PIN.).
Enter Beneficiary’s Debit Card Number (you have to enter the 19-digit debit card number of the beneficiary to whom the money is to be transferred).
Enter Again Beneficiary’s Debit Card Number (you will be asked twice to enter the debit card number of the beneficiary for confirmation).
Enter Transferable Amount (you can now enter the amount of money which you want to transfer to the beneficiary’s account).
Select account type (you will be asked to choose your account type from either Savings or Checking).
Transaction Completed (your transaction is completed now and the amount of money is credited instantly to the recipient’s account).

 Things you must have for SBI Card to Card Transfer

For availing SBI Debit Card to Debit Card money transfer facility you must have these two:
your debit card, and
debit card number of beneficiary (to whom money is to be transferred)

When and Where Card To Cardhen a Transfer can be Availed

SBI debit card to debit card money transfer can be used to shift money from one SBI account to another SBI account. This facility is available on all the 26,000+ ATMs of State Bank group and 24x7 (round the clock).

SBI Card to Card Transfer Limit

A present, limitation for State Bank of India card to card transfer facility is:
Per transaction limit- You can transfer a maximum of Rs 15,000/- per transaction.
Per day limit- A maximum of Rs 30,000/- can be transferred per day from one debit card to another.
Number of transactions limit- An SBI ATM cardholder can do at most to transactions per day for card to card money transfer.

More Info on SBI Transfer Cash

For more information on SBI card to card money transfer facility one can visit official website of State Bank of India i.e. www.statebankofindia.com. Alternatively, you can make call SBI customer care toll-free numbers at 1800-425-3800 or 1800-112-211 round the clock for any type of service related confusion or further queries.
Surely you have now learnt how to tranfer money from one SBI account to another SBI account from ATM card using Card to Card Transfer Facility from any ATM of State Bank group. Here money is transferred electronically so this is paperless too. 
We request you to share your thoughts | reviews or write comments on SBI Debit Card to Debit Card Money transfer facility.